Meet  Charlie Huffam

Charlie Huffam – Client Director

Commercial Insurance Broker (Construction & Property Specialists, Home Counties)

I’m a Commercial Insurance Broker at Konsileo, specialising in supporting construction businesses, property owners, and SMEs across the Home Counties.

I work closely with main contractors, subcontractors, developers, and property investors, helping them arrange insurance programmes that properly reflect the risks they face day to day, not just off-the-shelf cover.

With nearly a decade in the industry and Cert CII qualified, I combine technical knowledge with a straightforward, practical approach to advice. My focus is on building long-term relationships with clients and being a trusted point of contact as their business grows and evolves.

Who I Work With

I predominantly support businesses across the construction and property sectors, including:

• Main contractors
• Subcontractors and trades
• Property developers
• Property owners and landlords
• SME businesses with complex or evolving risks

Whether you’re an established business or growing quickly, I can help ensure your insurance keeps pace with your operations.

Specialist Areas of Cover

I arrange a wide range of commercial insurance covers, with particular expertise in:

• Employers’ Liability
• Public Liability
• Contractors All Risks
• Professional Indemnity
• Motor Fleet
• Directors’ & Officers’ Liability
• Cyber Insurance
• Property & Premises Cover

I also work closely with specialist colleagues within Konsileo where needed, ensuring clients have access to expert advice across more complex or niche areas.

My Approach

My approach is built around clarity, accessibility, and being genuinely hands-on.

I regularly meet clients face-to-face and carry out site visits where appropriate, so I can properly understand how their business operates in practice not just on paper.

Insurance wordings can often be unclear or overly technical, so I make it a priority to explain cover in plain English, helping you understand exactly what you’re buying and where any gaps may be.

I’ve also built strong relationships with underwriters, which allows me to negotiate competitive and appropriate terms for my clients.

Supporting Businesses Across the Home Counties

I work with clients across Sussex, Surrey, Kent, Essex, Bedfordshire, and the wider South East.

Whether you’re based locally or operate across multiple regions, I can provide tailored support that reflects both your business activities and your geographic exposure.

Why Work With Me

Clients typically choose to work with me because:

• They value a personal, relationship-led service
• They want clear, straightforward advice without jargon
• They need someone who understands construction and property risks
• They want access to strong insurer relationships and market insight
• They prefer working with someone who is available, responsive, and proactive

Get in Touch

If you’d like to review your current insurance arrangements or discuss your requirements, feel free to get in touch.