Construction Insurance
Construction Insurance
The construction sector shapes the very fabric of UK life through its involvement in residential, commercial, industrial, and infrastructure projects. At Konsileo, we understand the diverse needs of the construction industry and offer tailored construction insurance solutions to protect your business, machinery, and people.
The construction sector covers many trades and as such, each trade requires specific insurance covers and risk management solutions. So, whether you’re a ground-worker, builder, scaffolder, architect, steel erector, plumber, demolition expert, plasterer or other – we have the products available to protect you and your business, properly.
Why do I need Construction Insurance?
Construction sites face numerous hazards daily that could result in accidents, property damage and many liability issues. This makes risk management vital for construction businesses to navigate the complex challenges they face. In addition the sector has to comply with the Construction (Design and Management) Regulations 2015.
At Konsileo, we are chartered commercial insurance brokers with extensive expertise in providing risk management solutions for the construction sector. Our specialist construction brokers understand the intricacies of the industry and can offer tailored advice and insurance coverage to mitigate risks and protect your business.
Construction and Contracting Trades Insurance
With many trades contributing to the construction sector, appropriate and specialist insurance is required. Whether you’re a large construction company, a small builder’s company or even a self-employed contractor; insurance is a critical requirement to protect you and your business.
Related trades and professions many include (but are not limited to):
- Architects Insurance
- Builders Insurance
- Carpenters Insurance
- Groundworkers Insurance
- Plumbers Insurance
- Plasterers Insurance
- Gas Engineers Insurance
- Painter and Decorators Insurance
- Scaffolders Insurance
- Electrical Contractors Insurance
- Steel Erectors Insurance
Why Choose Konsileo For your Construction Insurance?
Here at Konsileo we have specialist Construction insurance brokers based throughout the United Kingdom.
We are Chartered Commercial Insurance Brokers with extensive expertise in providing risk management solutions for the construction sector. Our dedicated team understands the intricacies of the industry and can offer tailored advice and insurance coverage to mitigate risks and protect your business.
Our Construction Insurance services include:
- Risk Analysis: Thorough assessment of your construction projects and identification of potential risks.
- Insurance Coverage: Comprehensive insurance options to protect your business, assets, and workers.
- Employee Wellbeing Programs: Support and resources to promote the health, safety, and well-being of your construction workforce.
With Konsileo as your trusted partner, you can rest assured that your construction business is in safe hands. Our transparent risk management approach, coupled with our industry expertise, allows us to provide bespoke insurance solutions that meet your specific needs.
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We insure a great deal of industries.
Looking to cover your business but not finding the industry you’re looking for?
Take a look at all the industry sectors we serve below.
Covers Available for the Construction and Contracting Sector
Frequently Asked Questions
Construction and contracting trades insurance is a type of business insurance designed to protect builders, contractors, and tradespeople from financial losses caused by accidents, property damage, legal claims, theft, and other business risks. Policies can include public liability insurance, employers' liability insurance, tools and equipment cover, contract works insurance, professional indemnity insurance, and commercial vehicle insurance. The right cover helps construction businesses operate confidently while meeting client and contractual requirements.
The insurance required depends on the type of work you carry out, but many contractors and tradespeople benefit from:
- Public liability insurance
- Employers' liability insurance (if you employ staff)
- Tools and equipment insurance
- Contract works insurance
- Professional indemnity insurance (for advice or design work)
- Commercial vehicle insurance
Having the appropriate insurance protects your business against claims, unexpected costs, and project delays while demonstrating professionalism to clients.
Yes. Public liability insurance is one of the most important types of cover for construction businesses and contractors. It protects your business if a third party suffers injury or property damage because of your work. Many commercial clients, local authorities, and principal contractors require proof of public liability insurance before allowing work to begin, making it an essential part of operating in the construction industry.
The cost of construction and contracting trades insurance varies depending on factors such as your trade, business size, annual turnover, number of employees, level of cover, claims history, and the risks involved in your work. Businesses carrying out higher-risk activities may pay more than lower-risk trades. Comparing policies and selecting cover tailored to your business helps ensure you receive suitable protection at a competitive price.
Construction and contracting trades insurance can be tailored for a wide range of businesses, including builders, electricians, plumbers, carpenters, roofers, bricklayers, plasterers, painters and decorators, landscapers, groundworkers, scaffolders, flooring contractors, HVAC engineers, and general contractors. Policies can often be customised to match the specific risks associated with each trade.