Events Insurance
Events insurance
Events Insurance protects organisers, businesses and event professionals against the financial risks associated with organising and running any form of event.
Depending on the event and policy, cover can include public liability, cancellation, equipment, property damage and other risks that could result in significant financial losses.
Whether you are organising a corporate event, exhibition, conference, festival, charity event, sporting event, wedding or private function, the right insurance can help protect you against unexpected costs and liabilities.
At Konsileo, our specialist insurance brokers can help you understand the risks associated with your event and arrange appropriate insurance cover based on your event, venue, activities, attendees and individual requirements.
What is Events Insurance?
Events Insurance is designed to protect organisers and businesses against financial losses and liabilities arising from an event should something go wrong. As an organiser you are responsible for members of the public, employees, contractors, equipment, venues and suppliers.
The insurance available will depend on the nature, size and circumstances of the event. A specialist Konsileo can help identify the risks that need to be considered resulting in the arrangement of suitable cover.
What does Events Insurance cover?
Events Insurance can be tailored to the individual risks associated with your event. Depending on the policy, cover may include:
- Public Liability Insurance
Public Liability Insurance can protect event organisers against claims from members of the public who suffer injury or whose property is damaged in connection with the event.
- Event Cancellation Insurance
Event Cancellation Insurance can protect against certain financial losses if an insured event has to be cancelled, abandoned or postponed because of circumstances covered by the policy. - Event Equipment Insurance
Events often involve valuable equipment, including audio-visual equipment, lighting, staging, temporary structures, furniture and specialist technology. - Employers’ Liability Insurance
If you employ people for your event, you may have legal obligations relating to Employers’ Liability Insurance. - Property and Venue Cover
Depending on the circumstances, insurance can be arranged to protect property and equipment used in connection with an event. - Adverse Weather Cover
Outdoor events can be particularly vulnerable to severe weather. Depending on the policy, specialist event insurance may provide protection against certain weather-related circumstances that result in cancellation or postponement.
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What types of events can be insured?
Events Insurance can be considered for a wide variety of events, including (But not limited to):
- Corporate events
- Conferences
- Exhibitions and trade shows
- Festivals
- Charity events
- Sporting events
- Agriculture Shows
- Concerts and live entertainment
- Product launches
- Food and drink festivals
- Markets and fairs
- Outdoor events
- Community events
- Village Fetes
- Private functions
- Weddings and celebrations
- Awards ceremonies
- Promotional events
- Car Boot Sales
- Street parties
- Firework Displays
Why use a specialist Events Insurance broker?
Events can involve a combination of risks that may not be adequately addressed by a standard business insurance policy.
A specialist Konsileo broker can help you:
- Identify the risks associated with your event
- Understand the types of insurance available
- Review requirements imposed by venues or suppliers
- Assess your liability exposure
- Consider cancellation risks
- Identify potential gaps in existing insurance
- Compare suitable insurance options
- Explain policy terms, conditions and exclusions
Why choose Konsileo for Events Insurance?
Choosing the right insurance is about more than simply finding the cheapest premium.
Our brokers take the time to understand your business, your event and the risks you face before recommending an appropriate approach to insurance.
We can help you understand the different types of cover available and work with insurers to find insurance solutions that reflect your requirements.
Speak to a Konsileo specialist broker today to discuss your Events Insurance requirements.