Farm and Agriculture

Farm and Agriculture Insurance

Whether you’re an arable farmer, livestock farmer, dairy farmer or poultry farmer, Farm and Agricultural Insurance is a critical requirement to protect you and your business. Being an industry that is heavily regulated, it’s paramount that any insurance covers you have are appropriate to all the risks you face.

With extensive knowledge working alongside and supporting our many farming clients, our Farm and Agricultural team understand all your farm insurance needs and requirements. With Brokers situated throughout the United Kingdom we are able to service and support your business with bespoke covers UNIQUE to your farm and agricultural business and NOT an off the shelf “one size fits all” policy.

What is Farming and Agricultural Insurance?

Regardless of size, should you be a working farm, or even a small holding, farm and agricultural insurance offers cover to protect you for all your business activities and mitigate risks.

KEY FEATURES (not limited to)

Farm Buildings Insurance
Farm and Agricultural Machinery Insurance
Land Insurance
Livestock Insurance
Goods In Transit Insurance
Public Liability Insurance
Environmental Liability Insurance
Small Holding Insurance
Employers Liability Insurance
Contractors Insurance

Additional covers you may wish to discuss with our specialist team may include Directors and Officers Insurance, vandalism, flood, and storm damage covers.

Farm Diversification Insurance

Here at Konsileo, we understand efforts to boost your farm’s income may include branching out to additional income streams. These may include Farm Shops, Bed and Breakfast, Caravan Storage, Camping sites or even Holiday lets. Our specialist team can advise and assist you should any diversification covers be required.

Why choose Konsileo for your Farming and Agricultural Insurance?

Our Farm and Agricultural Insurance team have a vast understanding of the farming sector and the risks you face daily. We have been protecting Farmers and their Agricultural businesses for years and have in-depth knowledge of the processes and needs of the modern farming industry. We have access to a wealth of underwriters specific to the farming and agricultural sector, and we offer independent insurance advice along with very competitive quotes.

Speak with a Farm and Agricultural Insurance specialist broker in your area.

Frequently Asked Questions

Do I need separate insurance for farm vehicles and machinery?

Yes, Normally your Farm Motor Policy will include vehicles, trailers and implements however other items falling outside this will need to be included under your Farm Combined Insurance.

Are seasonal workers included under my policy?

No, unless disclosed - All employees either permanent or casual need to be disclosed to your insurer to ensure cover is valid.

Is livestock and crop loss covered?

No, unless cover is requested - This is an optional extra on a Farm Combined policy so it is not automatically covered.

Is agritourism (farm shops, events, glamping, pick-your-own) covered?

No, unless disclosed – Any diversification should be disclosed to an insurer who will then decide if they are able to offer relevant cover.

Are Disease outbreaks covered?

No, unless requested - Cover for livestock disease can be added to your farm combined insurance as an optional extra.

Do I need Product liability for food sales?

Yes, Product Liability would be needed for any food sales.

Do I need Public Liability for Agricultural Contracting

Yes, You need to disclose any additional business activities including Agricultural Contracting.

Can I cover my farmhouse and contents under a farm combined policy?

Yes the buildings, contents and Personal Belongings along with specified items can be included

Do you cover Engineering Inspection

Yes we recommend Engineering inspection for plant and machinery legally required to have regular inspection

We insure a great deal of industries.

Looking to cover your business but not finding the industry you’re looking for?

Take a look at all the industry sectors we serve below.

Get In Touch Today

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Testimonials

Tracey's wealth of knowledge and experience has made arranging insurance for our Agricultural Motor Trade business incredibly simple and completely stress-free.

She is always on hand to offer expert advice, no matter how big or small the question, and is always just a phone call away when we need her.

Her professionalism, reliability, and friendly approach give us complete confidence that our business is in safe hands. We wouldn't hesitate to recommend her to anyone looking for exceptional service and support.

Becky has been excellent throughout the time she has been my broker. She is a pleasure to deal with when carrying out policy changes and helping with claim-related matters, all of which have been handled smoothly and efficiently.

Most recently, she assisted with a detailed and stressful claim and was clear, responsive, patient and professional from start to finish. She kept me updated, understood the issues, and made the whole process much easier to manage.

She is always helpful, approachable, and friendly and I am very grateful for her support. On top of all this, Becky has consistently found me good-value quotes. Highly recommended.

Tracey made the tasks of protecting the Farm Combined and Agricultural Motor fleet totally simple, stress free and is a credit to Konsileo!

Very helpful, very knowledgeable, easy to talk to and does her very best to get the best deal she can and keep the price as low as possible, which in today's climate is vital to our Agricultural Business

Thanks Tracey your great!!

We have known Becky for many years, having our insurance with NFU mutual and in recent years with Konsileo .

Becky has always been helpful, Friendly and efficient with an excellent knowledge of agriculture and has always conducted business in a very professional manner!

I had always insured my vehicles/ tractors etc with a well-known National insurer, costs were going up annually and I decided to try Konsileo for a quote. The quote was considerably less for my Agricultural Motor Fleet Insurance, even then I was apprehensive about moving companies.

After much thought I decided to move to Konsileo and it couldn't have been easier, Tracey sorted everything out and whenever I need to clarify or change items its a single phone call and nothing is too much trouble.

The move has taken away any stress involved with insuring as I know I have the cover I require and a single point of contact to deal with.