Risk Insights – The Business Risks of Climate Change

Over the last decade, climate change has become a rising concern for businesses and their respective communities, evidenced by increasingly severe natural disaster trends and a growing sense of urgency found within climate reports. According to a recent survey conducted by Deloitte, business leaders across the globe currently consider climate change to be one of […]

Cyber-Risks and Liabilities: Spotting Phising Attacks

Spotting and Reporting Phising Attacks A phishing incident is a type of social engineering attack that involves a cyber-criminal using scam emails, text messages or phone calls to deceive a victim. Phishing attacks exploit people, aiming to trick individuals into doing the wrong thing, such as clicking a suspicious link that downloads malware or steals […]

Risk Insights – Employer Guidance for Self-Isolation

As employees return to the physical workplace, both organisations and their workers must realise that the coronavirus pandemic still presents a danger. COVID-19 remains a major health threat that can spread quickly among colleagues. With that in mind, it’s necessary for employers to stay up to date on self-isolation practices and processes to ensure that […]

Common Exposures: Not-For-Profit Organisations

Not-for-profit organisations provide essential social services that benefit the community and their members. However, even if your organisation doesn’t sell a product or generates profit, there are still a number of potential risks that can affect your employees, volunteers, senior leaders or board members, and most importantly, your mission. Countless claims can be brought against your […]

Commercial Insurance Profile – August 2021

Understanding Changing Sources of Liability Post-COVID Employers have had many adjustments to make since the start of the coronavirus pandemic, and there still may be more to come. Even as the UK begins to reopen fully and return to life somewhat resembling pre-COVID conditions, it’s important for organisations to realise that many things have changed. […]

Commercial Insurance Profile – April 2021

Keep Travelling Employees Safe During the Pandemic Although the UK has begun to implement plans for reopening businesses, there are still many precautions that must be taken by employers to keep their employees safe. This duty is even more important for organisations that have employees who travel. While travel has been largely restricted during the […]

VAT Implications on Property

It is important for businesses across a wide variety of industries to understand the UK’s value added tax (VAT) system. While many countries around the world now have VAT systems, the UK’s features a number of different entitlements, rates and exemptions that may make understanding it in full somewhat difficult. Still, it is necessary for […]