2023 Commercial Motor Insurance

2023 Commercial Motor Insurance

Market Outlook 2023  The motor insurance market has faced a multitude of challenges over the past few years, and this trend looks set to continue. For instance, the COVID-19 pandemic’s sudden surge in online shopping saw more commercial vehicles-particularly small delivery vans-take to the roads. This increased demand for used motors has created a market where certain […]

Construction Commercial Insurace Profile – Q3 2022

Tips for Hiring Construction Workers  Construction workers require an excellent understanding of health, safety and building regulations and must work well on a team. As such, finding worthy candidates isn’t always easy. In fact, 83% of construction companies are having significant issues recruiting new staff, according to the British Chambers of Commerce. This could be […]

Commercial Insurance Profile – July 2022

The Business Case for “Green” Initiatives The UK’s annual Net Zero Week runs from 2-8 July, highlighting the necessity of environmentally conscious business efforts. Even after Net Zero Week, it will remain key for organisations to commit to helping the UK move towards its 2050 goal of reducing carbon emissions by 100% compared to 1990 […]

Commercial Insurance Profile – June 2022

Key Figures From the 2022 Cyber Security Breaches Survey Every year, the Department for Digital, Culture, Media & Sport commissions a nationwide survey as part of the National Cyber Security Programme. This Cyber Security Breaches Survey provides valuable insight into the cyber-security and data breach patterns of UK employers. As remote work remains prevalent and […]

How Trade Credit Insurance Can More Than Pay For Itself

How Trade Credit Insurance can more than pay for itself

It’s more important than ever for businesses to protect themselves against the potential ‘domino effect’ of late payments and customer insolvency. The government support schemes available in 2020-2021, which were available to help to suppress UK insolvencies and keep rates low, have now been withdrawn. So what next? Aside from the obvious benefit of reassurance […]

Trade Credit Insurance Vs Bad Debt Protection 

Bad debt protection

Is the risk of your new customer defaulting on payment terms keeping you awake at night?  Perhaps you have received your biggest order ever from an existing customer, but you are nervous about that level of exposure? Maybe you have considered Trade Credit Insurance or Bad Debt Protection with your bank/funder and are unsure which […]

Could Your Customers Put You Out Of Business?

A shocking 25% of bankruptcies are attributed to unpaid invoices. Unpaid invoices have a negative impact on cash flow which can interrupt the day-to-day general operations. Outstanding revenue is enormous – that revenue could be working for you. Do you know who your high-risk customers are?  If only you had a crystal ball.   What […]

Shop and Retail Industry Services – Overview

IS YOUR RETAIL BUSINESS EQUIPPED TO HANDLE AN UNEXPECTED DISASTER?  Don’t wait until it’s too late to mitigate potential risks at your retail business. Implement proper risk management techniques with help from our library of resources, including an industry-specific risk management series, a comprehensive Business Continuity Planning Toolkit and step-by-step checklists.    ARE YOUR RETAIL […]

Construction Commercial Insurance Profile – Q1 2022

Key Findings From the HSE Annual Health and Safety Report   Every year, the HSE releases workplace health and safety statistics for Great Britain. This report includes numbers pertaining to work-related ill health, fatalities and non-fatal injuries in addition to industry-specific findings for specific sectors.  Within the construction industry, the 2020–21 edition of the report demonstrated […]

Commercial Insurance Profile – December 2021

New Climate Disclosure Agreements In 2019, the UK became the first major economy to commit in law to net-zero greenhouse gas emissions by 2050. In 2021, the government went further by targeting a 78% cut in emissions by 2035, compared to 1990 levels. In addition, 70% of the UK public want their money to go […]