As a plumber working in business, residential and new build properties, Plumbers Insurance provides peace of mind for you and your customers, against the risks and liabilities that you may face on a day-to-day basis.
Plumbing leaks and escaping water can be unforgiving in the damage it causes, and with the best will in the world, things can go wrong. Having to foot the repair bill for any property damage on top of legal fees, could mean you are well out of pocket. Plumbers Insurance protects you against these financial losses, allowing you to continue your vital work with peace of mind.
Why you need Plumbers Insurance?
Like many of the contracting trades, the plumbing profession is not without risk. Whether you’re a sole trader or larger business, your plumbing activities in the domestic, commercial, and industrial sectors needs protecting. If you are part of a trade association such as the Association of Plumbing and Heating Contractors (CIPHE) or Corgi Registered, verification of Insurance would be required prior to membership inclusion.
What is included in a Plumbers Insurance policy?
Typical insurance covers include;
- Public Liability Insurance
Protection against property damage or injury to the public as a result of your plumbing activities.
- Employers Liability
Protection against injury or illness for your staff resulting from any of your business activities.
- Contract Works
- Tools and Equipment
- Legal Expenses
What specialist covers can I add to Plumbers Insurance?
Business Tools Insurance covers your tools and equipment from theft, vandalism, and natural disasters, and it is important to let your broker know if you carry or store these in a van as it may affect what policy you take out. Personal Injury and Business Interruption cover protects you in case you are unable to work for an extended period due to an injury that occurred either in or outside of work, or in case of an unexpected event. If you conduct HVAC or refrigeration services these can be included in Plumbers Insurance but are noted as different trades, so it is important to notify your broker during the consultation period.
Why choose Konsileo for your Plumbers Insurance?
We understand how closely you work with your clients and how your business is your livelihood. Our specialist team of brokers have a multitude of experience dealing with every type of plumbing work and their risks, tailoring policies to your needs so you can carry on the essential work you do without worry.
Protect your business, properly.
We insure a great deal of industries.
Looking to cover your business but not finding the industry you’re looking for?
Take a look at all the industry sectors we serve below.