Charity Insurance
Charity Insurance
As a charity organisation, charity shop or not for profit group, you know how important it is to make a positive impact in your community and beyond. But in order to continue doing so, it’s essential to protect your business from any potential risk or financial loss. That’s where Charity Insurance comes in.
Charity Insurance provides covers for a range of unforeseen events that could potentially harm your charitable business activities. Whether it’s protecting your volunteers, damage to your stock, accidents on your premises, or theft, having the right insurance policy in place can help safeguard your organisation.
Additional information on charity insurance can be found on the Charity Commission website.
What Charities do Konsileo cover?
Konsileo have a dedicated charity team who specialise in many varied charitable services. We include risk management advice, claims support, and ongoing assistance as a standard to ensure you have the necessary resources to navigate any potential issues.
Our specialist team have a wealth of experience working with charities, charity shops and not for profit groups to ensure all liabilities are addressed and covered unique to your individual activities.
Charities we can provide insurance covers for are (but not limited to):
- Grant giving organisations (Online Charities).
- Community Development Trusts.
- Charity Shops.
- Men In Sheds.
- Repair Café’s
- Village Halls
- Community Hubs.
- Animal charities
- Day Centres
- Homeless and Social Welfare
What cover is typically provided in a Charity Insurance Policy?
Due to the complexity of many charity organisations, it is advisable to speak with our charity specialists to assess your individual needs. However, dependent on your charity type and activities, the following covers are normally applied (but not limited to):
- Public Liability Insurance
- Employers Liability Insurance (Including cover for volunteers)
- Trustee Indemnity Insurance
- Property and Material Damage Cover
- Business Interruption Insurance
- Legal Expenses
Additional covers applied upon request include:
- Cyber Insurance
- Money Insurance
- Personal Accident Cover
Why Choose Konsileo for your Charity Insurance?
Managing Charity insurance can be complex. That’s why we offer an advanced insurance platform and a dashboard that provides a user-friendly interface to access all your policies, track claims, and review coverage details. Our centralised system streamlines the insurance management process, saving you time and effort.
Partner with Konsileo for expert insurance services, innovative risk management solutions, and a hassle-free insurance experience tailored to the unique needs of your charities processes, procedures, and activities.
Frequently Asked Questions
Charity Insurance is specialist insurance designed to protect registered charities, charitable organisations and not-for-profit groups against risks such as public liability claims, property damage, employee injuries, cyber attacks and financial losses arising from day-to-day operations.
Charity Insurance is suitable for registered charities, charitable incorporated organisations (CIOs), community interest companies (CICs), voluntary organisations, trusts, foundations, religious charities, social enterprises and community groups.
Trustee Liability Insurance helps protect trustees and senior officers against claims alleging wrongful acts, mismanagement, breaches of duty or errors made while carrying out their responsibilities. It can help cover legal defense costs and compensation where covered by the policy.
Yes. Many Charity Insurance policies can include cover for volunteers while they are carrying out authorised activities on behalf of the charity. As volunteers play a vital role in many organisations, it's important to ensure they are included within your insurance arrangements.
Common risks include public liability claims, volunteer injuries, employee accidents, cyber attacks, fraud, theft, trustee liability claims, damage to charity property, fundraising event incidents, reputational damage, safeguarding issues and business interruption.
Yes. Many policies can include cover for fundraising events, charity fairs, sponsored activities, community events and volunteer-led initiatives, subject to the policy terms and the nature of the activities being undertaken
We insure a great deal of industries.
Looking to cover your business but not finding the industry you’re looking for?
Take a look at all the industry sectors we serve below.