Whether you care for children with learning disabilities, physical difficulties, or complex needs, Children’s Care Home Insurance protects you and your service users properly. Owners and managers are not only trying to run a business, they’re providing an essential service for the residents. That’s why it’s important to make sure you are fully covered in case of a claim, so you can focus on what you do best: providing a lifestyle the children have a right to enjoy.
Regulators such as Ofsted usually require proof of adequate Public Liability cover before they can grant registration. If you have an inspection, they may ask to see your insurance policies or ask to see risk management processes. Further, if you have any employees, you are required by law to have Employers’ Liability insurance.
If you own or run a home that specifically caters to children, you can take out Children’s Care Home Insurance. This can also include charities and nonprofits, therapeutic care homes, and residential education settings.
Here at Konsileo, we have access to unique products specifically designed for children’s care homes. Our specialist team of brokers have decades of experience in the sector between them, so understand the complexities, pitfalls, and hidden risks that come with running a care home.
Our access to a multitude of markets also means we can tailor the policy to your unique needs.