Contract Cleaners Insurance
Contract Cleaners Insurance
Contract cleaners’ insurance provides liability covers for cleaning businesses that offer services such as janitorial, commercial, or residential cleaning.
Covers include general liability cover to protect against claims of bodily injury or property damage while working on a client’s premises. It also includes coverage for damage to cleaning equipment, tools, or supplies.
Additionally, contract cleaners’ insurance can offer protection for theft, vandalism, or other risks that cleaning businesses may face. Having Contract Cleaners Insurance in place helps to safeguard their business and finances in the event of unexpected incidents or accidents during your cleaning activities.
What Cleaning Businesses do we cover?
The Contract Cleaning sector encompasses many areas and here at Konsileo, we provide tailored covers unique to your business, such as:
- Domestic Cleaning Contractors
Businesses that offer general cleaning to a domestic residence. - Carpet Cleaning Contractors
Businesses that provide specialist cleaning services for carpets and other soft furnishings within a client’s facility, Beit commercial or a residential property. - Commercial Office Cleaners
Commercial office cleaners provide cleaning services for commercial offices facilities.
What Cover is Included in a Contract Cleaners Insurance Policy
It’s advisable to discuss your cleaning business with a member of our contracting team to ensure all your risks are assessed and appropriate covers placed to safeguard your business and are unique to your business activities.
Typical Covers include (but not limited to):
- Public Liability
- Employers Liability
- Business Equipment
- Vehicle Insurance (Single Vehicle or Fleet)
Additional covers many include:
- Legal Expenses
- Cyber
- Business Interruption
Why Choose Konsileo for your Contract Cleaning Insurance
The contracting team at Konsileo have a wealth of experience dealing with and supporting the contract cleaning sector. We work alongside many “A” Rated underwriters to ensure you get the best coves at a competitive price.
With Konsileo as your trusted partner, you can rest assured that your contract cleaning business is in safe hands. Our transparent risk management approach, coupled with our industry expertise, allows us to provide bespoke insurance solutions that meet your specific needs.
Frequently Asked Questions
The insurance required will depend on the services you provide, but many contract cleaning businesses benefit from:
- Public liability insurance
- Employers' liability insurance (if you employ staff)
- Professional indemnity insurance (where advice or specialist services are provided)
- Tools and equipment insurance
- Commercial vehicle insurance
- Legal expenses insurance
Selecting the right combination of cover helps protect your business, employees, equipment, and reputation while meeting client and contractual requirements
Public liability insurance is one of the most important types of insurance for contract cleaners. It protects your business if a third party suffers injury or property damage as a result of your work. For example, if someone slips on a recently cleaned floor or expensive equipment is accidentally damaged while cleaning, public liability insurance may help cover legal costs, compensation, and repair expenses, subject to the policy terms. Many commercial clients require this cover before awarding cleaning contracts.
Many insurers can arrange cover for a wide range of specialist cleaning activities, including office cleaning, retail cleaning, school cleaning, industrial cleaning, end-of-tenancy cleaning, carpet and upholstery cleaning, window cleaning, and communal area cleaning. However, some higher-risk services, such as high-level cleaning, pressure washing, or hazardous cleaning, may require additional underwriting or specialist cover. Always check that your policy accurately reflects the work your business undertakes.