Haulage Insurance
Haulage Insurance
If you provide Haulage and Heavy Goods Vehicle services (HGV) as part of your company operations, Haulage Insurance is a crucial cover to protect you, your drivers, your business and other third-party roads users. Regardless of whether you are general haulage, pallet deliveries, refrigerated haulage, heavy haulage, or a tanker transport operation, you need Haulage Insurance.
Our specialist team can advise, support, and offer insurance covers for single vehicle policies and large haulage fleets.
Why you need Specialist Haulage Insurance
Any haulage operation is not without risk, when things go wrong it can have significant impact on your business, not only operationally, but also financially. Our specialist team will work with you and review your operations ensuring every risk is reviewed, and appropriate covers are put in place.
International freight is covered by legislation, our haulage team can advise and help to achieve compliance to further protect your business.
What is Included in Haulage Insurance?
Haulage Insurance has a wide range of options, what’s included would be appropriate to your business size and your haulage operations. Dependent on your business, typical covers include (but not limited to):
- Single vehicles or fleets
- Owner drivers
- All vehicle types covered including special types
- 7.5 Tonnes to 120 Tonnes
- Named driver or any driver
- Comprehensive, third party fire and theft and tpo
- Covering the whole UK and EU
- Goods in transit
- Public and employers liability
- Can cover all major contractors including Maritime, Barronwood, Goldstar, DPD, FedEx and Amazon
- Cyber Insurance
Additional Insurance Covers Available
Why Choose Konsileo for you HGV Insurance?
Our specialist Fleet and Haulage team have a wealth of experience in the haulage sector. With years of collective knowledge and experience, they are well placed to assess, review, and offer the best covers to ensure your Haulage Business is protected. Our access to a multitude of markets and products means that we can tailor policies for each individual business.
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Frequently Asked Questions
Haulage insurance is suitable for businesses and individuals who use HGVs to transport goods commercially. This includes haulage companies, logistics businesses, owner-drivers, fleet operators, long-distance hauliers, and companies providing nationwide or international freight services. If you carry goods for payment, specialist haulage insurance is typically required.
Yes. If you operate an HGV on public roads, you must have at least the minimum level of motor insurance required by law. If you transport goods for hire and reward, your insurance must specifically cover this type of commercial activity. Additional cover, such as Goods in Transit insurance, may also be required by customers or contract terms.
Hire and reward insurance covers HGVs used to transport goods belonging to other people or businesses in return for payment. It is an essential part of haulage insurance for companies and owner-drivers working in the transport and logistics industry, as standard commercial vehicle insurance does not usually include this type of use.
Some haulage insurance policies can include cover for international or European journeys, while others may only provide cover within the UK. If your business transports goods overseas, it is important to discuss your operating areas with your insurer to ensure your policy provides the appropriate level of protection.