Metal Fabricators Insurance
Metal Fabricators Insurance
Metal Workers and Metal Fabricators Insurance provides critical covers for businesses working in the metal fabrication sector. Whether you are running your own manufacturing facility or at a customer’s location undertaking a fabrication installation or repairs, we can ensure you have the correct insurance.
Working with heavy plant and machinery, heavy steels for fabrication, guillotines, grinder and welding equipment is not without risk. This makes metal fabricators insurance a critical cover to protect you, your business, your customers and your employees.
What is Metal Fabricators Insurance?
The fabrication sector brings many risks, the fabrication, delivery, possible installation or even onsite repairs carry many potential hazards that should be safeguarded. Metal workers and metal fabricators insurance will protect your premises, plant and machinery, stock, employees and all your onsite liabilities.
What covers are available for Metal Fabricators?
- Public Liability Insurance
Public Liability Insurance is a legally required cover to protect members of the public against injury or property damage resulting from your business activities.
- Employers Liability Insurance
Employers Liability Insurance is another legally required insurance should you engage employees within your business.
- Product Liability Insurance
Product Liability Insurance provides liability cover for any product designed, manufactured or supplied by your business.
- Material Damage Insurance
Insurance protection for loss or damage to physical assets including building, plant, machinery and stock etc.
- Business Interruption Insurance.
Should manufacture, or production be hindered by unforeseen circumstances will furthermore protect you against any potential financial loss.
Additional Insurances and services you may wish to consider
Engineering Inspection provides an inspection service for mechanical lifting plant, pressure systems, electrical systems and power press machinery etc. Dependant on the plant type, equipment should be inspected by a qualified inspector at regular intervals and in many cases are mandatory to comply with health and safety regulations.
Businesses have a duty to ensure that all items of equipment they are responsible for is in good condition – for the safety of employees, customers and members of the public.
The Lifting Operations and Lifting Equipment regulations 1998 (LOLER) place legal duty on companies who own, operate or have control over lifting equipment.
Machinery Breakdown Insurance provides critical cover in the event of plant breakdown.
Hired in Plant Insurance covers any additional plant hired and used by your business. This can be at your own or a customer’s facility.
Additional Insurance covers may also include;
- Directors and Officer Insurance
- Legal Expenses Insurance
Why Choose Konsileo for your Metal Fabricators Insurance?
With a wealth of experience in the metal workers and metal fabricators sector, our specialist brokers fully understand the day-to-day risks faced by fabrication businesses.
Working alongside our A Rated underwriters, we are well placed to ensure your fabrication business is adequately protected and at a competitive price.
Our specialist engineering risk management team provide advice, assistance and covers your fabrication business needs to keep you protected – NOT the covers you don’t need.
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Metal Fabricators Insurance - Frequently asked questions
Metal Fabricators Insurance is specialist business insurance designed to protect metal fabrication businesses against risks such as machinery breakdown, fire, welding hazards, product liability claims, employee injuries and business interruption.
Metal Fabricators Insurance is suitable for steel fabricators, sheet metal manufacturers, precision engineers, aluminium fabricators, stainless steel fabricators, welding companies, structural steel businesses, metal workshops and bespoke fabrication firms.
Metal fabrication businesses face industry-specific risks including welding fires, hot works, machinery accidents, heavy lifting operations, product defects, theft of tools and materials, and workplace injuries. Specialist insurance is designed to protect against these operational risks.
Yes. Many policies include Machinery Breakdown Insurance for fabrication equipment such as CNC machines, laser cutters, press brakes, welding equipment, lathes, milling machines, compressors, guillotines and other essential workshop machinery.
Yes. Tools and Equipment Insurance can protect welding equipment, hand tools, power tools, testing equipment and portable machinery against theft, accidental damage and other insured risks, whether on-site or in transit.
Common risks include welding and hot works fires, machinery breakdown, employee injuries, manual handling accidents, theft of tools and materials, damage to customer property, defective products, cyber attacks, stock losses, business interruption and supply chain disruption.