Land Insurance
Land Insurance For Land Owners
Land Insurance provides essential cover against financial risk in the event of a claim for loss or injury sustained by a third party on land you own. Whether you lease a plot of land for grazing purposes, have a car park or private road, Landowners insurance protects you and your investment in the event of a claim regardless of the size of land insured.
Land Liability Insurance
Land Liability Insurance protects you against claims for damage and injury made by visitors, including trespassers who may rightly or wrongly access your land. Our cover provides liability cover for (but not limited to):
- Fields and wasteland
- Moorland
- Woodland
- Car Parks
- Development Land
- Private Roads
- Pastureland
Benefits of Land Insurance
We would advise you speak with our specialist land and property team who can advise on covers required unique to your individual needs. Typical covers would include:
- Public Liability Insurance
– providing protection should a member of the public suffer damage, loss, or injury on your land. - Employers Liability Insurance –
A legal requirement should you engage anyone, including volunteers, to maintain your land. - Directors and Officers Insurance –
Should you engage a committee or other association to manage the land. - Public Access –
Should a bridal way or path run through your land.
Why choose Konsileo for your Land Insurance?
Our dedicated brokers have a wealth of experience dealing with property and land covers. We can provide risk and liability advise, information and covers to ensure that you are covered in the unfortunate instance of a claim. We work with A rated underwriters, and you will be partnered with our claims team to handle any problems should the worst happen.
Frequently Asked Questions
Land insurance is suitable for private landowners, commercial landowners, property developers, farmers, investors, charities, local organisations, and businesses that own vacant, agricultural, or development land
Land insurance can include public liability insurance, legal expenses, environmental liability, and cover for accidents or incidents that occur on your land. The exact cover depends on the insurer and the intended use of the land
Yes. Vacant land insurance is available for many types of unused land, including residential plots, commercial sites, investment land, and future development land. The available cover depends on the location and intended use.
Land insurance is not usually a legal requirement, but public liability insurance is strongly recommended to help protect against claims if someone is injured or their property is damaged while on your land.
Some land insurance policies can include environmental liability cover, helping protect against certain pollution or environmental damage claims. Cover varies between insurers and should be checked carefully.