Car Dealership Insurance
Car Dealership Insurance
Whether you are a new car dealership, commercial vehicle dealer or a used car sales business, car dealership insurance is a crucial insurance cover to protect your business, vehicles, staff, equipment, property and furthermore, yourself.
Operating in a very competitive sector, car sale insurance ensures you are protected against any costly risks or liability claims that may arise as a result of your business activities.
You may be an independent car sales business or part of a national franchise that offer a full range of services including car sales, servicing facilities and parts and accessories sales, you need your insurance tailored around your entire business and its activities.
Who needs car dealership insurance?
Any business that deals with the sale or trade of vehicles for commercial purposes would require a car dealership policy. It makes no difference if you sell cars on a full time or a part-time basis, whether you are premises based or working from home, if you’re business sells vehicles for profit, Car Dealers insurance is a crucial requirement for your business.
What does Car Sales Insurance Cover?
When insuring your car sales business, you may opt for a Motor Trade Combined policy, this kind of policy encompasses most of the following cover options in one single policy. We would always recommend you speak with our motor trade team to ensure all your liabilities and risks are accessed and covered appropriately.
Car sales insurance covers typically offer the following (but not limited to dependant on your business activities).
- Vehicle Stock Cover
- Business premises
- Equipment and plant
- Employers Liability
- Public Liability
- Road Risk Cover
- Demonstration Cover
Additional Cover Available
Why Choose Konsileo for your Car Dealership Insurance?
Konsileo have many specialist motor trade brokers situated throughout the United Kingdom, we have years of expertise and experience in the motor trade and work with a wealth of underwriters supporting this sector.
Regardless of your size or motor sector business, we can help. Call our specialist team today and protect your business, properly.
Frequently Asked Questions
Car dealership insurance can protect your business against risks such as customer or third-party injuries, property damage, vehicle damage, theft, and other liabilities. Cover can be tailored to your dealership’s size, vehicles, premises, employees, and activities.
Yes. Car dealerships face a range of legal and financial risks, and appropriate insurance is essential. Depending on your business activities, you may need cover such as motor trade insurance, employers’ liability insurance, public liability, and premises or stock cover.
Motor trade insurance is designed for businesses involved in buying, selling, repairing, servicing, or handling vehicles. For a car dealership, it can provide cover for vehicles in your possession and for authorised driving associated with the business.
It can. Many dealership insurance policies can include cover for vehicles held as stock, including risks such as accidental damage, fire, theft, and other insured events. The level of cover depends on the policy and insurer.
The cost depends on factors such as the size and location of your dealership, the number and value of vehicles, your business activities, claims history, security measures, and the level of cover required. A tailored quote is the best way to establish your premium.